MoneyPencil
Recast vs Refinance
Estimated Tax
Term Life Needs
Guides
Guides
Plain-English explainers behind the calculators — mortgages, taxes, and insurance.
Mortgages
Mortgage Recast Explained: How It Lowers Your Payment
Recast vs Refinance: Which Saves You More?
When Does Refinancing a Mortgage Make Sense?
Which Mortgages Can Be Recast? (And Which Can’t)
Lump Sum vs Extra Monthly Payments on Your Mortgage
Quarterly & Self-Employment Taxes
The IRS Safe Harbor Rule for Estimated Taxes
Quarterly Estimated Tax Deadlines (and How They Work)
Self-Employment Tax Explained (the 15.3%)
How to Avoid the Estimated Tax Underpayment Penalty
Estimated Taxes in Your First Year of Freelancing
Life Insurance & Protection
How Much Life Insurance Do You Actually Need?
The DIME Method for Life Insurance, Explained
Term vs Whole Life Insurance: What’s the Difference?
Do You Actually Need Life Insurance?
How Big Should Your Emergency Fund Be?